Visualize what investing $100 in early stocks would be worth today

Visualize what investing $100 in early stocks would be worth todayVisualize what investing $100 in early stocks would be worth todayTheres a lot of power in being first. And when it comes to Initial Public Offerings, or IPOs, it pays to be one of the earliest investors.But we wanted to understand how much it would pay, so we ran an experiment. Imagine you could go back in time and invest $100 into a handful of great companies when they first went public. What would your investments be worth today?Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreOf all the companies we analyzed, Nike is the clear winner. An initial investment of $100 in 1980 would be worth over $6 million today.Walmart welches a better bet than Amazon, topping the online retail giant by over $1 million in total investment growth.The same investment into Google (Alphabet) when it first went public would be worth only $2,632.Lets s tart with how we crunched the numbers. We wanted to compare apples to apples, so we made a couple key assumptions. First, we assumed our hypothetical investment of $100 at each IPO would stay with the underlying asset for the long term, but any dividends would be taken out as cash and not reinvested. Then, we determined the present-day value of the investment through the ups and downs of stock splits, mergers and acquisitions. You can read more about our sources and methodologyhere. In short, you put $100 in at the IPO, and let it ride.The surprising conclusion of our visual is that tech stocks arent historically the best IPOs. Nike and Walmart fare much better than Apple and Google (Alphabet). Want another surprise? Buying $100 of Coca Cola would have been a much better investment than Starbucks. But regardless of how things turned out, the overall story in our visual is the enduring value of great American companies over several decades. Even GE, a company thats suffered its share of setbacks in the last several months, still looks like a great IPO pick after all these years. And although we arent excited about Googles return ($2,632) compared to other companies, thats still pretty good.So it pays to be among the earliest investors, but how do you knowwhat to invest in? All these companies initially started as one among many competitors. Some IPOs skyrocket in value only to plummet in the following years. Other IPOs take a long time to get off the ground. We dont know how to pick the winners, but were confident if you bought any of these stocks early on, youre still happy with your return today.Correction March 4th, 2019 A previous version of this article compared an Investment of $100 in BTC vs IPOs. In order to avoid confusion we are now only comparing investments into IPOs.This article originally appeared on How Much.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

How to be smarter with money 8 simple secrets

How to be smarter with money 8 simple secretsHow to be smarter with money 8 simple secretsEveryone wants to know what the next great investment is. But thats the wrong question. If you want to make money over the long haul, picking investments isnt the real problem. When studies compare how well investments perform to how well investors perform theres always a gap. Investors alfruchtwein invariably do worse than the investments do.From The Behavior Gap Simple Ways to Stop Doing Dumb Things with MoneyThe studies typically compare investors actual returns in stock funds to the average returns of the funds themselves. Just to be clear, theyre trying to compare the returns investors get to the returns investments get. Is there really a difference? Oh, you bet there is. Typically, the studies find that the returns investors have earned over time are much lower than the returns of the average investment.So whats going on? The problem is ur behavior. We do dumb things like buying high and s elling low or choosing a stock that delivers a solid return - while paying twice that in interest on leistungspunkt card debt. And if we continue to do dumb things it doesnt matter what the investment is well screw it up.A lot of financial advice is straightforward and simple (earn more, spend less.) But then again so is fruchtwein dieting advice (eat less, exercise more) and we just dont do it. Its simple - but not easy.So who can lead us out of this trap? Carl Richards writes about personal finance for the New York Times and is the bestselling author of The Behavior Gap and The One-Page Financial Plan.He puts it quite simply Financial success is more about behavior than it is about skill.Lets get to it Reminder You cannot predict the futureThere is no perfect investment. Timing is always an issue. People said internet stocks just keep going up - and then 2000 happened. Buying a home welches a koranversfire bet - and then 2008 rolled around.From The Behavior Gap Simple Ways to Stop Doing Dumb Things with MoneyTrying to pick a stocks future growth path based on past growth is like trying to guess if a coin will come up heads or tails when you know that the last toss was a heads. The previous toss tells you nothing.Some people will argue But Apple climbed more than 4,000 percent from the end of 2000 to the end of 2010 Sure, but do you think its going to keep doing that forever? Of curse not. So were back to predicting the future. And, sadly, your Magic 8 Ball keeps saying, Reply hazy, try again.This shouldnt paralyze you. Youre going to invest your money somewhere. But you want to base your decisions on sound principles - not assumed outcomes that are always uncertain.(To learn more about the science of a successful life, check out my bestselling book here.)To really improve your finances over the long haul, you need a plan. No, it doesnt have to be some 200-page behemoth you will never ever look at and doesnt require you to analyze every cable and phone b ill you received over the past 15 years.In fact, the plan can fit on an index card Ask what does money mean to me?Financial planning seems so overwhelming that our first response is to throw up our arms and beg any expert to just tell me what to do. But that doesnt work.Carl asked top financial managers to advise him as if he was a new client - but wouldnt let them ask him any questions. They just had to just make blind recommendations. And exactly zero of them could responsibly do it.Because financial decisions are often life decisions. And all of our lives - and our life goals - are different.From The Behavior Gap Simple Ways to Stop Doing Dumb Things with MoneyFinancial decisions almost always are life decisions. Before you decide on your financial goals, you need to choose your life goals. When you link financial decisions to life decisions, you encounter a whole different set of challenges. Each persons financial situation becomes unique, because their goals are unique. Its no longer about abstractions like a secure retirement or a college education- its about your vision of retirement, and your childs education. What brings you happiness may not bring your neighbor happiness- and a canned plan wont work for either one of you.And so the first - and most important - question to ask yourself is, What does money mean to me? (Yeah, I know, you didnt expect financial planning to sound like youre talking to a therapist.)Does money mean security? Opportunity? Freedom? Something else? Once you have that answer keep digging. You want to get a vision of what your real goals are along with an idea of your time horizons, risk tolerance and what kind of changes youre willing to make.Your plan doesnt need to be crystal clear and it can change. But youll need it as a North Star so that you dont go chasing every next big thing you read about in the newspaper or the hot stock Uncle Jack mentions at the holiday dinner table.If you have a spouse or partner youll want t o have this discussion together because their North Star might be different than yours.Once you have an idea what money means to you, you want to be more concrete about your goals. Specify three big ones. Do you want to be all set for retirement 30 years from now? Or to put your kids through college in 15? Do you want to buy a house in 5 years? Or travel more in 2?Carl says the process is about realizing where you want to go, where you are now and then narrowing the gap. Because the primary question when evaluating any investment is, Will this help me reach my goals?(To learn more research backed tips on how to save money, click here.)And now that you know whats important, we can talk about behavior. And behavior often comes down to feelings.Feelings can be the most powerful things in our lives. Feelings can make memories that last. But if youre not carefulFeelings can be very expensiveWe buy high and sell low because we feel safe when we follow the pack. We hold on to our employers stock even when its not aligned with our goals because we feel loyal.And we trade stocks unnecessarily because it feels, well fun. Theres a word for that gambling.What can we all agree on about gambling? Its fun, exciting and something you would never recommend anyone use as the basis for their retirement or their kids education.Investing is not entertainment. Base your decisions on goals and principles, not on your feelings about whats going to happen. Dont play the stock market thats how you get played.(To learn the two-word morning ritual that will make you happy all day, click here.)But right now you may not have much cash to even think about investing. So whats a dead-simple way to start spending less?Use the 72-hour testObviously, you want to do what every financial advice column since the dawn of time recommends track your spending. Its boring - but as we just learned, boring is good. Spending less is important - but its not easy. How can we make it a little easier?Lucki ly, Jeff Bezos created a wonderful feature to help you control your spending. Its called your Amazon Shopping Cart. Face it, very few of the things you buy online need to be purchased immediately. From now on, anything you would have bought with one-click goes in your Shopping Cart for a mandatory 72-hour holding pattern.After three days, when the gimme-gimme-gimme emotions have died down, objectively ask if this thing is more important than getting closer to the goals on your one-page financial plan.From The One-Page Financial Plan A Simple Way to Be Smart About Your MoneyWhen I return to the site, I rarely feel as strongly about buying whats in my cart. So I delete those items, and in the process save myself a lot of money and the need to find more space. The nice thing about the 72-Hour Test is that very few things must be bought right now. The extra time provides a cushion were not saying no were simply not giving in to our urge for instant gratification.(To learn 5 secrets from neuroscience that will increase your attention span, click here.)So youre spending less. Cool. But how do you actually start saving - and without exerting any self-control?Automate good behaviorThe easiest way to not make dumb decisions is to not let yourself actually make the decisions. Most, if not all, online financial sites let you automate transactions.Let your Dr. Jekyll set up transfers to savings, payments of bills, and anything else important so your Mr. Hyde doesnt go on a spending spree.From The One-Page Financial Plan A Simple Way to Be Smart About Your MoneyInstead of forcing yourself to make these decisions again and again, make them automatic so your good intentions can turn into good behavior. You can automate your savings and your 401(k) allocations and make sure theyre automatically rebalanced, and I also suggest automating certain set payments, like mortgages or car loans The point is by making these decisions automatic, the temptation to cheat will decrease.(T o learn 3 secrets from neuroscience that will help you quit bad habits without willpower, click here.)Youre spending a little less and painlessly saving more. Now how do you properly evaluate those investments that were purchased long before you read that insanely helpful blog post on personal finance?Use the overnight testYoure now a lot more clear on your financial goals. But you werent before when you purchased the investments youre currently holding. How do you get everything in alignment?From The Behavior Gap Simple Ways to Stop Doing Dumb Things with MoneyAsk yourself what you would do if someone came in and sold all of your investments overnight. The next morning you wake up and youre left with 100 percent cash in your account. Heres the test you can repurchase the saatkorn investments at no cost. Would you build the same portfolio? If not, what changes would you make? Why arent you making them now?(To learn the secret to never being frustrated again, click here.)Your current investments are now aligned with your goals. So how do you start making new, good investments?Know the fundamental rules of investingNumber 1 Pay down debt.Number 2 Are you sure you cant pay down more debt?From The One-Page Financial Plan A Simple Way to Be Smart About Your MoneyIf youre holding on to debt with high interest rates, paying those debts down trumps just about any other financial investment you can make People who understand interest earn it. People who dont pay it.Think about it paying off debt has a guaranteed return. Literally, zero risk. You dont pay interest on what you dont owe. And debt always stands in the way of pursuing those goals you just defined.Number 3 make sure to diversify. By not putting all your eggs in one basket you reduce risk and often increase returns.From The One-Page Financial Plan A Simple Way to Be Smart About Your MoneyThe magic of diversification is that you can take two individual investments, which when viewed in isolation are individual ly risky, and blend them in a portfolio. Doing so creates an investment thats actually less risky than the individual components and often comes with a greater return. In finance, this is as close as we get to a free lunch.In finance, unsystematic risk is betting on a particular stock, sector or industry. This requires knowing the future. We want to eliminate unsystematic risk. We want to focus on systematic risk. That means betting on the system as a whole.From The One-Page Financial Plan A Simple Way to Be Smart About Your MoneyWhat you want instead is to take on systematic risk - this means youre invested in the concept of capitalism as a whole. Its based on the assumption that, despite the up-and-down nature of the market (and how terrifying the downs are), over long periods of time, it will continue to grow. Therefore, you want to own hundreds of stocks across the market sure, some of the companies you own will fail, but it wont really affect you because you spread your risk a cross a whole bunch.This means mutual funds are usually better than individual stocks. But whats the problem with mutual funds? Fees. You want to keep costs as low as possible.Tons of studies have tried to tease out what makes one mutual fund better than another. What was the only predictive variable they found that determined which investors made more money?From The One-Page Financial Plan A Simple Way to Be Smart About Your MoneyIt turns out that theres not a single variable that will help you identify how a mutual fund will perform- except for one. Cost. Which really just boils down to simple math the more you pay for your investments, the less money youll end up keeping.Beyond that, always review your one-page financial plan and ask if the investment helps you meet your goals. It does? Thats exciting But we now know not to trust excitement. Sounds too much like fun and fun is dangerous when investing.So have a friend or family member ask you three questions to make sure youre no t making a mistakeIf I make this change and I am right, what impact will it have on my life?What impact will it have if Im wrong?Have I been wrong before?If the answers are little, horrendous and frequently you may want to consider a safer investment like, say, Russian roulette.(To see the schedule that very successful people follow every day, click here.)The final piece of advice is something you have always wished someone would tell you is the path to riches Be ignorant and lazyA huge mistake people make is reading too much short-term financial news that leaves them itchy to buy, sell, or otherwise gamble. Say it with me now you cant predict the future. And neither can the experts.But they need to make predictions every day nonetheless. This has the result of helping them keep their jobs and helping you lose money. The press doesnt write stories about people who saved their pennies, paid off their credit cards and made safe, boring investments over thirty years. (Yawn.)So do your homework in advance and then ignore the news. Daily updates just make you anxious and anxiety rarely leads to smart money decisions. Only pay attention to what really matters to your goals and what you can control. As Carl likes to say, Focus on your personal economy and stop worrying about the global one.Some people will push back But what about Black Swans If people had paid attention we could have avoided the 2008 crisis Well, theyve done research on the experts who correctly predict extreme shifts. And guess what?From The Behavior Gap Simple Ways to Stop Doing Dumb Things with MoneyThe guys who occasionally nail a very dramatic forecast are actually less reliable than their more middle-of-the-road colleagues. Keohane cites a 2010 study by Oxford economist Jerker Denrell and New York Universitys Christina Fang, who dug through data from the article Survey of Economic Forecasts in The Wall Street Journal. Denrell and Fang concluded that economists who correctly call the most unexp ected events have worse long-term records than the rest of the pack.So set aside regular time to diligently plan - and then be lazy. At first it may seem terrifying to ignore the news but think of the time youll save not tracking the market, not trading and not listening to Jim Cramer shout.(To learn the 4 secrets to reading body language like an expert, click here.)Okay, weve covered a lot. Lets round it all upSum upThis is how to be smarter with moneyReminder You Cannot Predict The Future Timing the market isnt investing its gambling. And how would you react if I said I planned on funding my retirement through gambling?Ask, What Does Money Mean To Me? Make a simple plan and then make sure your investments serve it.Feelings Can Be Very Expensive Investing is boring. And make sure it stays that way. Dont play the market. Thats how you get played.Use the 72-Hour Test Very few things need to be bought immediately. Let them sit in your shopping cart for 3 days to prevent impulse buys . (The only exception is my book, which should be purchased immediately and in bulk.)Automate Good Behavior Until our robot overlords arrive, make sure to take advantage of our robot underlings. The best way to be consistent about good behavior is to automate it.Use The Overnight Test If all your investments got sold, which ones would you actually re-buy? And why doesnt your portfolio look like that now?Know The Fundamental Rules of Investing Pay off debt. Diversify. Keep costs low. Eliminate unsystematic risk.Be Ignorant And Lazy TMI is a bad idea with people youve just met and with investing. If your money is already hard at work, why interrupt it?Simple, but not easy. So plan, automate and be lazy so you can get out of your own way.Its not gambling, but that doesnt mean its not rewarding.Being smart with money is short-term boring, but long-term sexy.Join over 320,000 readers. Get a free weekly update via emailhere.Thisarticlefirst appeared in 2014 onBarking up the Wrong Tree.

A Guide To Proctologist Career - Job Description, Skills, Education, Salary

A Guide To Proctologist Career - Job Description, Skills, Education, SalaryA Guide To Proctologist Career - Job Description, Skills, Education, SalaryProctologist Job DescriptionA proctologist is a specialist who diagnoses and treats diseases related to the colon. Proctologists are surgeons, and carry out various investigations to identify diseases and provide the optimum treatment-management.There are several disorders / disease-conditions, where proctologists provide medical and surgical management. They have a proficiency in the following conditions endoscopy of the rectum and colon, hemorrhoids, fistulas and fissures, inflammatory bowel disease, Crohns disease, polyps, benign tumors and colorectal and anal malignancies.Create this ResumeProctologist Skills/DutiesDiagnosing the disease condition is an important part of a proctologists practice. He examines the patients for signs of pain, discomfort, swelling, growth, constipation and other anomalies linked to the colon, rectum and anus.Colonoscopies and biopsies are routine investigative techniques conducted by proctologists to decide on the line of treatment.Also, a part of the proctologists working is to treat the patients holistically. He may suggest and advice dietary changes, advocate incorporating specific foods, starting an exercise routine and making certain lifestyle modifications. He will decide whether medication or surgery is needed to handle the case successfully.Common surgical procedures performed by proctologists are colectomies (surgical removal and re-attachment of the colon), stricture-plasties (removal of the scar tissue from the bowels) and polypectomies (excising polyps).Proctologists usually work in hospitals / clinics / private practices. They work in close alliance with urologists and obstetricians / gynecologists to diagnose a condition. Patients may be referred to proctology specialists by general care physicians.Proctologist Education and Training You must have a Bachelors degree, from an recognized university/college. You have to then appear for a Medical College Admissions Test, (MCAT), to obtain an admission in to a Medical School. After graduating from the Medical School, you must earn M.D., or Medical Doctor Degree. Overall, 8 years of education and training is essential to become a proctologist. Hands-on training through residencies and fellowships is also required for potential proctologists. You are required to complete a General Surgery Residency, (5 to 6 years). Furthermore, a proctologist must complete a Colorectal Surgery Fellowship, (1 to 2 years). Then, you have to appear for the Medical Licensing Examination and get licensed by the American Board of Colon and Rectal Surgery before starting practice as a proctologist.Proctologist Job OutlookAwareness and research about colon krebs has created a huge job market for proctologists. Due to a growing health care industry, the job outlook for all physicians and surgeons looks very good and as with mo st surgeons, proctology specialists can look forward to wonderful employment opportunities between 2008 and 2018, according to the Bureau of Labor Statistics.Proctologist SalaryThe average salary range for a proctologist is about $137,344 to $249,550 per year. Customize ResumeMore Sample Career ArticlesProctologist Career

New book shares the secret to raising successful children

New book shares the secret to raising successful childrenNew book shares the secret to raising successful childrenDuring her time reporting around the world for the Boston Globe, Tatsha Robertson noticed distinct approaches enacted by the parents of successful people from a wide range of racial or socio-economic backgrounds. Robertsons observations compelled her to contact economist Ronald Ferguson to better understand the circumstances that define the achievement gap.An initial survey conducted by the Robertson and Ferguson involving 120 Harvard students and their parents seemed to suggest a shared systematic parenting approach to obtaining success.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moraInThe Formula Unlocking the Secrets to Raising Highly Successful Children, Ferguson and Robertson examine the developmental techniques observed by contemporary subjects alongside famous intellectuals f rom the past to cement the universal patterns that link many cases of extraordinary individuals.Patterns emergeA child that bears an inherent intellectual dexterity, needs direction. According to the two authors, the key factors that enable early success can be summated through the equation smarts plus purpose plus agency equals fully realized.The two submit that establishing goals needs to be taught very early. Talent that is inspired by a determination to accomplish specific objectives has a much better chance at flourishing. Additionally, Robertson and Ferguson believe a healthy dose of gumption to be essential agency being the opposite of helplessness getting up and getting it done.Many of the children growing up had a strong sense of agency, says Robertson. This can be enabled by engaging in challenging conversations that may seem a little above your childs age range. It inspires curiosity and the initiative to seek out information independently.The book features an anecdote t hat highlights this key component neatly. It revolves around the son of a village doctor from Ghana named, Sangu. Sangus mother introduced him to literature very early so that by the age of five, he and his father were already having in-depth philosophical discussions. Instead of dismissing his sons precocious curiosity, Sangus father would implore him to reach out to professionals whenever he had questions that existed outside of his authority. The two parents effectively instilled a passion for learning and the will to nurture it.At the age of 14, completely of his own fruition, Sangu applied to an academic scholarship in America, saved up some money for a ticket and then alerted his parents promptly after receiving news of his acceptance. While this particular case study highlights an individual of unmistakable precocity, the authors make a point to note that their formula also applies to those that arent necessarily academic prodigies. Whatever the childs skill level, in whateve r subject, its essential that parents utilize previously studied principles to give their children the best shot at success.Defined rolesTo better execute the formula Ferguson and Robertson index the eight roles parents should adopt to better foster qualities that lead to achievement the early learning partner, the flight engineer, the fixer, the revealer, the philosopher, the model, the negotiator, and the GPS.The first five years before kindergarten are particularly vital according toFergusons and Robertsons research.New parents are recommended to introduce activities that promote problem-solving as early as possible. Once aptitude is established it becomes the role of the parents to vigilantly monitor their children to ensure early talents are maximized-only intervening when absolutely necessary. This includes making sure no opportunity is lost because of lack of resources, particularly opportunities that matches up well with that childs interest.The authors notion that parents s hould enlighten their children to the scope of the world-show them lifes menu, introduce them to experts respective to the childs interest and aspirations. Its important to never undermine a childs ability to think and process information. If the child asks a question that the parent doesnt know the answer to they should either do their best to find out or introduce them to the resources that might help them better understand together. This helps in presenting a model for the young child- a standard that advertises a moral compass, a sense of ethics, and the ability to self-advocate.If done correctly, future success stories leave the nest with the echoes of the sentiments previously mentioned preluding important decision-making moments in their lives.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your product ivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

E-Recruitment 3 Terms All Job Seekers Absolutely Must Know

E-Recruitment 3 Terms All Job Seekers Absolutely Must KnowE-Recruitment 3 Terms All Job Seekers Absolutely Must Know

Whispered How to Put Shadowing on Resume Secrets

Whispered How to Put Shadowing on Resume Secrets Life After How to Put Shadowing on Resume Aleidher advantage of starting your own company is that you may create a job that nobody can take away from you. There are even job descriptions offered for job seekers which give a wide summary of the specific position you might wish to fulfill in the work marketplace. If youre attempting to acquire work in accounting or finance you require averystrong resume. Distinct kinds of work in the food service industry require resumes with a lot of the exact skills. Below, you will discover a list of resume examples that may assist you with your work search. 1 advantage for employers to internet resumes is the substantial cost saving in contrast to traditional hiring methods. They may be organized in different ways. Similar to any other work experience, you cant understand where job shadowing could lead. Job shadowing has the capability to lead to an interview with the provider. He can be us ed as part of the interview process for both you and an employer to decide if a particular job is going to be the right fit for you both. He can help you determine if the job you are considering is actually something you can and want to do. The letter should not be too extended and only the relevant details ought to be cautiously written. It must not be too long and only the relevant details ought to be carefully written. Thus it is similar to any formal small business letter. Prospecting letters are a kind of letter. The Bad Side of How to Put Shadowing on Resume After all, part of the main reason that you want to be a doctor is to aid others demonstrate that interest by finding ways that you are able to help You dont need to make the error of leaving any important information out. The very last thing you desire is for your resume to let you down when youre actually the most suitable pick for the job. Only have some time to think about any issues you resolved work. If your very first contact is by phone, have your calendar readily available in the event the physician wishes to schedule something straight away. Attempt to get as much information as possible regarding the position before you begin shadowing. Ultimately, long-term shadowing commitments may lead to strong letters of recommendation and a better comprehension of the area. Ask about proper dress code when youre working out the facts of the job shadowing experience. Our resume builder is the quickest approach to create a resume that will allow you to get your fantasy job. Understanding how to tailor your resume will obviously offer you an advantage. You will discover numerous baseball trainer restart examples readily available online that might aid you in making your own resume. Possessing a very clear and professional resume is essential in the medical field. Writing a resume for employment in the art industry can be difficult. Past knowledge isnt a predictor of long-term suc cess. Past expertise isnt a predictor of long-term achievement. Employers will focus their attention on the individuals professional qualifications and after that have a chance to review their work history and any educational achievements they might list, or any training they have received over recent years. Job seekers today wish to be put on the ideal path with a company which understands their long-term career desires. It is possible to make content stick out by making small adjustments to font sizes and bolding. When youve reviewed resumes in your field, peruse resumes across fields to know how to vary the usage of action verbs and receive a feel for what makes an effective accomplishment statement. If youre aware that you are going to be submitting your coverletter on the internet, you could increase it using a couple of of well-placed hyperlinks. If youre aware that youre going to be submitting your coverletter on the internet, you can enhance it using a couple of of we ll-placed hyperlinks. How to Put Shadowing on Resume - Is it a Scam? So here you dont only have landed a job until youre done together with your research however you also get a hands-on experience of being a true part of the institution which allow one to establish whether thats the location where youll need to become. For instance, if youre interested in research, mold your statement to reflect how you want to assist people throughout the present of medicine, or your desire to discover solutions to each problem. Regardless of being only 17, you may want to develop a resume for an assortment of explanations. 1 thing a lot of people dont understand about writing resumes is you have to be certain it has all the pertinent info that will help you get hired.

Using a Commitment Device for Professional Development

Using a Commitment Device for Professional Development Do you have the guilty feeling that you should be reading more books, networking with successful peers, or attending webinars and workshops to keep your professional focus tightwhile the truth is that there is just no time or energy for it? You are not alone in the struggle with this immovable contradiction. When it comes to great business books to boost your knowledge, a major cause of this is the challenge of just picking a few. As simple as that seems, it really is hard to sift through the clutter to find the professional development resources that will be worth your time and hold your curiosity enough to make room for them in your busy life.Problem solved there are organizations that did the heavy lifting to take the guess work out of what will be worth your time. For example, Metro just did a roundup of business books, Strategy + Business has their Best Books of the Year list, and The Conference Board released their Winter 2014 Best Business Book You Read This Year list. Now that the problem of starting is solved, you need to consider the pitfalls of staying the course. If you are ready to pay yourself with an investment in your own career growth, you may need a commitment device to stay the course.A commitment device is a mechanism that you install to outsmart your (busy, lazy, and uncommitted) future self in order to hold onto the conviction that your current self values. According to Stephen Dubner and Steven Levitt, it is a means with which to lock yourself into a course of action that you might not otherwise choose but that produces a desired result. For example, when Cortez gave the order to burn the ships, there was no greater commitment to stay the course in the expedition.If you want the benefits of professional advancement, but dont necessarily trust that your busy life will give you the space to put the t ime in, here are three steps to help you double downStep 1 Review the lists and pick four books. Not books that you think others would be impressed with, but titles that interest you. Buy them all at the same time you pick themnot tomorrow or next week right now. Buy two copies of each book.Step 2 Select the first book you will read (i.e. read one per quarter) and give the additional copy to someone you work with. Whether up, down, or across from you on the organization chart this person is your commitment device and they will give you the accountability to stay on track. (Hey, this year Im reading a bit more and I thought I would invite you to read the book with me. Heres your free copy all you need to do is enjoy the book then go for a coffee to discuss the key takeaways with me. The only catch is that I need you to calendar the appointment now and send me a reminder)Step 3 Repeat the process for the additional books, always using a different counterpart for the commitment device. This will allow you to strengthen connections with people you already know and make new ones with those you may need to know. This is not your own personal book club. It is your concentrated effort to reflect on your working life, take in the ideas and insights of great writers, and apply the takeaways to your own opportunities.If you already feel yourself squirming out of the deal, think about the uerst facts of todays hyper-competitive job market. So much of your ability to stand out and get ahead of the change curve is going to come from your effort to follow through on undefined goals like this. Because we are all charting a course to stay relevant at work, it will be those who go beyond the job description and discover ways to boost their learning and performance that will be Future-Proof.

8 ways to end bad habits and be more productive

8 ways to end schwimmbadeanstalt habits and be mora productive8 ways to end bad habits and be mora productiveBad habits we all gotem. Youknow what they are. Youknow youshould stop. But. . . its hard. In fact, sometimes you feel downright powerless. And youre not crazyResearchfrom Duke University shows 40% of what you do every day isnt a decision - its a habit.From Charles Duhiggs excellent book The Power of Habit Why We Do What We Do in Life and geschftlicher umgangOne paper published by a Duke University researcher in 2006 found that more than 40 percent of the actions people performed each day werent actual decisions, but habits.Yeah, you spend alfruchtwein half the day on autopilot. And changing bad habits isnt just kinda nice. If you want to be a success, studies show habits really do matter.Looking for an inspiring way to start your day? Sign up forMorning MotivationIts our friendly Facebook ? that will send you a quick musiknote every weekday morning to help you start strong. Sign up here by clicking Get StartedPeople who have career momentum are 53% more likely to have good habits.ViaThe 100 Simple Secrets of Successful PeopleComparing middle management employees, researchers have found that those whose careers continue to have momentum are 53 percent more likely to engage in healthy life habits than those whose careers are stalled. Roberts and Friend 1998If were on autopilot for half the day, we want those routinesto be good ones. So what really works for ditching bad habits? And isnt horribly difficult?Letsget to it. . .1. Change abad habit. SingularAt one time we have all felt as ifour lives are a constellation of bad habits. You get home from work, youre exhausted and you go from one I should not be doing this to the next.Its like you need to change everything. And you need to do it tomorrow No. Bad. Wrong. Does not compute.Do less. Just focus on fixingone thing at a time. When I spoke toPower of Habitauthor Charles Duhigg, he said thatsthe key to lasting change. Heres CharlesIf you try to transform everything at once, it tends to be very, very destabilizing. In general, what people should do, is they should think of change as a project. Its a project that takes a whileNow, it might feel frustrating to say, If you have ten habits you want to change, that means its going to take eight months or nine months. The truth of the matter is if this is a behavior thats really important, changing it will have this huge impact on your life. Its worth spending a month to change one behavior permanently. Youre going to be reaping the benefits of that for the next decade.You dont need to overhaul your life. Just killone bad habit. Give it a month and then move on to the next.(To learn the four rituals neuroscience says will make you happy, click here.)Okay, youre focused on one thing. Whats a painless way to start?2. Dont stop. Just countWhatever it is you shouldnt be doing, you dont have to stop yet. (Doesnt that sound nice?)Dont try to r educe the habit, reduce the variability in the habit.In other words, dont even try to quit smoking try to smoke the exact same number of cigarettes each day. Or only check Facebook your usual 90 times an hour.This tinyeffort toward self-control can lead to a decrease in bad habitsover time, unconsciously.Via The Willpower Instinct How Self-Control Works, Why It Matters, and What You Can Do To Get mora of ItBehavioral economist Howard Rachlin proposes an interesting trick for overcoming the problem of always starting a change tomorrow. When you want to change a behavior, aim to reduce the variability in your behavior, not the behavior itself. He has shown that smokers asked to try to smoke the same number of cigarettes every day gradually decrease their overall smoking- even when they are explicitly told not to try to smoke less.Just paying attention to those numbers can make a big difference. Merely looking at the calorie counts on food labels before eating welches more effective f or weight loss than exerciseLabel users who did not exercise displayed a slightly greater likelihood of weight loss than those who exercised but did not read food labels. Additionally, those who only read labels were more likely to improve their chances of weight loss by adding exercise to their routines rather than abandoning label usage in favor of exercise.You dont have to deny yourself at first. Just notice the numbers and continue to behave badly - but consistently.(To learn what Harvard research says will make you happier and more successful, click here.)Thats not hard. You dont have to change. How else can you beat bad habits without changing yourself at all?3. Dont change you. Change your worldEvery day I download Instagram on my iPhone and every day I delete Instagram off my iPhone. Does it sound like I have a problem? Nope. Its a great way to make sure I only check it once a day.The app isnt there tempting me to check it 600 times. And its a pain to keep downloading it. A nd this is a big secret to beating bad habits.Dont change yourself. Change your context. We engage in habits because of triggers in our environment. Remove the triggers or make them more difficult to reach and youre less likely to engage in the behavior.When I spoke to behavioral economist Dan Ariely he said context affects your behavior much, much more than you think.Heres DanOne of the big lessons from social science in the last 40 years is that environment matters. If you go to a buffet and the buffet is organized in one way, you will eat one thing. If its organized in a different way, youll eat different things. We think that we make decisions on our own but the environment influences usto a great degree. Because of that we need to think about how tochange ourenvironment.So get the tempting stuff away from you. Bestselling author Shawn Achor recommends the 20 second rule. Make bad habits 20 seconds harder to begin and youre far less likely to engage in them.Heres ShawnWatching t oo much television? Merely take out the batteries of the remote control creatinga 20 second delay and it dramatically decreases the amount of television people will watch.You dont need to change yourself just yet. Change the things around you.(To learn an FBI behavior experts secrets for getting people to like you, click here.)Pretty simple, right? Good. And lets keep it that way. Do you need to put pressure on yourself and be a demanding taskmaster to eliminate bad habits? Nope. Neuroscience says do the exact opposite4. Chill, dudeWhat makes you more likely to engage in bad habits? Stress.UCLA neuroscientist Alex Korbsays staying relaxed helps your brain make the right choices.Heres AlexI have a friend who always says, Stress takes the prefrontal cortex offline. Stress changes the dynamics of that conversation. It weakens the prefrontal cortex. That part of your brain doesnt have infinite resources. It cant be eternally vigilant and so while its not paying attention, your striatum islike, Lets go eat a cookie. Lets go drink a beer.Anything that you can do to reduce stress can help strengthen the prefrontal cortexs control over your habits.Dont pressure yourself. Stay calm and youll behave better.(To learn how to stop being lazy and get more done, click here.)Alright, the tipsso far have been plenty easy. Time for some black belt methods. And we also need to correct some myths. How do you really eliminate those bad habits? Its easy Dont.5. Dont eliminate bad habits. Replace them.Ironically, studies show saying, Ill never do that again makes you even more likely to do that again.Charles Duhigg wrote the book on habits. And he says the research is clear you cant eliminate bad habits but you can replace them.Want to stop shoving donuts in your mouth?When you feel the urge, put some sugarless gum in your piehole. The trigger stays the same and you leise get a nice reward but youre replacing the bad behavior with a good one.FromThe Power of Habit Why We Do What We Do in Life and BusinessWe know that a habit cannot be eradicated- it must, instead, be replaced. And we know that habits are most malleable when the Golden Rule of habit change is applied If we keep the same cue and the same reward, a new routine can be inserted.Notice what triggers your bad behavior and then replace your usual response with a new one that gives you a different (but still pleasurable) reward.(To learn a Georgetown professors secrets for managing your time like an expert, click here.)Am I making this all sound too easy? Dont worry - I know youre gonna screw up. We all do. In fact, I bet you know when youre most likely to screw up.So here are the two words that can make sure you dont blow itMore from LaddersHow to quit bad habits without willpower 3 secrets from neuroscience9 bad habits you must break to be more productiveTen bad habits you must eliminate from your daily routine6. If and thenPlans are good. And with a very simple one you can resist temptation. When do you always perform that bad habit? For instance, Whenever I sit on the couch I surf the internet endlessly.Okay, now use two words to make a teensy weensy little planIf I sit on the couch, then I will pick up a book.FromNine Things Successful People Do DifferentlyIts called if-then planning, and it is a really powerful way to help you achieve any goal. Well over a hundred studies, on everything from diet and exercise to negotiation and time management, have shown that deciding in advance when and where you will take specific actions to reach your goal (e.g., If it is 4 p.m., then I will return any phone calls I should return today) can double or triple your chances for success.Sound too simple to be true? Wrong.FromNine Things Successful People Do DifferentlyThe results were dramatic weeks later, 91 percent of if-then planners were still exercising regularly, compared to only 39 percent of nonplanners Similar results have been shown for other health-promoting behaviors, like reme mbering to do monthly breast self-exams (100 percent of planners, 53 percent of nonplanners), and getting cervical cancer screenings (92 percent of planners, 60 percent of nonplanners).Two words. Big changes.(To learnwhat Yale research says is the lazy way to an awesome life, click here.)But what happens if you still blow it? Dont worry, buddy. I got you covered . . .7. Forgive yourselfYoure going to screw up. And thats okay.In Richard Wisemans study of people who achieved their goals he realized we shouldExpect to revert to your old habits from time to time. Treat any failure as a temporary set-back rather than a reason to give up altogether.So you say youre not going to eat cookies. Then you accidentally eat a cookie. Thats not when the diet is blown.The diet is blown when you eat the one cookie and say, I give up - and then devour the rest of the bag.What does science say we should dowhen we lose self-control or procrastinate?Forgive yourself and move on.ViaThe Willpower Instinc t How Self-Control Works, Why It Matters, and What You Can Do To Get More of ItStudy after study shows that self-criticism is consistently associated with less motivation and worse self-control. It is also one of the single biggest predictors of depression, which drains both I will power and I want power. In contrast, self-compassion- being supportive and kind to yourself, especially in the face of stress and failure- is associated with more motivation and better self-control.In trying to do anything to better your life, its okay to stumble. It takes time. You learn.(To learn how to be more compassionate with yourself, click here.)Okay, weve covered a lot. Lets round it up and learn the eighth tip - which is the easiest and most fun of them allSum upHeres how to get rid of those awful bad habitsOne at a time.Beat one bad habit per month and in a year youll be awesome.Dont stop. Just count. Dont eliminate the bad behavior just yet. First, be consistent in your awfulness.Dont chang e you. Change your world. 20 second rule. Make it harder to engage in bad habits.Chill, dude. Stress makes the bad stuff tempting. Relax and youll behave better.Dont eliminate. Replace. You cant kill bad habits but you can swap them out for new ones.If and Then. A simple plan for how youll beat temptation helps you beat temptation.Forgive yourself. Beating yourself up makes you behave worse.Self-compassion keeps you going.And whats the final tip?Peer pressure is a good thing - when you use it strategically.Mom wanted you to hang out with the smart kids in school because theyprovided good examples. Mom was right.Its simple, really. Hang out with people who you want to be. Procrastinate a lot? Spend more time with uber-productive friends. Want to get in shape? Hang around those healthy-eating gym addicts.When I spoke to Carlin Flora, author ofFriendfluence The Surprising Ways Friends Make Us Who We Are, she saidResearch shows over time, you develop the eating habits, health habits an d even career aspirations of those around you. If youre in a group of people who have really high goals for themselves youll take on that same sense of seriousness.And conversely, if youre in a group of friends who are not that ambitious, then you too will lower your standards.Okay, enough talk. Right now, email or text one of those friends you want to be and set a time to hang out.Friends dont just make us happy. They can also make us better people.Join over 255,000 readers.Get a free weekly update via emailhere.Related postsHow To Get People To Like You 7 Ways From An FBI Behavior ExpertNew Neuroscience Reveals 4 Rituals That Will Make You HappyNew Harvard Research Reveals A Fun Way To Be More SuccessfulThis article originally appeared at Barking Up the Wrong Tree.

Job Opportunities Growing in Orlando, Florida

Job Opportunities Growing in Orlando, FloridaJob Opportunities Growing in Orlando, FloridaOrlando, Florida may be synonymous with theme parks and trade shows, but central Florida is now becoming a destination for job seekers. Whether itsagriculture, construction, or non-profits, the Orlando job market is on the rise.At the start of each month we atSimply Hiredlike to take a step back, look at the jobs available on our site, and see what they can tell us about the U.S. economy as a whole. We also look at a specific metro area that saw leidable job growth over that month.This month, were highlighting hiring in Orlando, Florida. The U.S. as a whole enjoyed1.18% month-over-month in September while jobs in Orlando grew 1.65% during the same period. This increase comes along with some interesting hiring developments around the Orlando area.This is welcomed nachrichtensendung for an area in need of job market stimulation since the ending the Space Shuttle program.The top posting industries in the Orlando metro area were agriculture, construction, and non-profit. While each industry saw growth across the U.S., whats noteworthy in Orlando is the growth of non-profit jobs.Orlandos non-profit jobs grew 22% in September, compared to the national average of 7%. The spike in non-profit hiring Orlando is currently enjoying comes at a time when non-profits are in the news in the central Florida area. Where traditionally non-profits are identified through assistance initiativesproviding clothing, interview help, housing and so forthrecently things have been changing for non-profits in Florida.As the Orlando Sentinelreported in early September, where once non-profits focused on assisting unemployed persons, today the focus has shifted to providing jobs. Although the assistance approach is not without its merits observers have found providing an actual job is far more transformative in helping unemployed persons then only traditional assistance. As Susan Vidal, executive director of Christian HELP stated, We cant continue to just put a Band-Aid on theneed.Today more and more non-profits in central Florida are using their profits to hire the unemployed. Companies like Goodwill Industries, that have long kept employment as their priority, are expanding their efforts too, 2013 saw a 20% rise in placement for Goodwill, putting some 6,500 Central Florida residents to work.With this positive effect on unemployment in mind, well watch to see if the trend continues through the U.S.Construction jobs have also been on the rise in the Orlando area. Expect this trend to continue as construction is soon to begin on the Orlando leg of the All Aboard Florida passenger railroad service.Read the full Employment Outlook report.

10 Things I Learned While Looking for a Job

10 Things I Learned While Looking for a Job10 Things I Learned While Looking for a JobI started looking for a job two years ago after being laid off. This led me to endure one of the most difficult job searches I had ever experienced.After all, I was job searching for the first time in nearly 20 years.Spoiler alert Thankfully, the job search is over. But while looking for a job I made it a point to write down things I had learned during the job hunt. Here are 10 things I learned during my lengthy job search. 1. You need a healthy attitude for job seekingI started job seeking right after I was laid off and exactly when I found out my mother had cancer. My attitude for finding a job was negative. I was notlage 100% committed to the job search.Caring for a family member while looking for a job is one of the most physically and emotionally draining things to experience. My attitude was negative so my results were negative.For the record, companies and people care about job seekers dealin g with hardship. However, they are not in the position to save job candidates from their own emotional state, especially during a job interview.2. LinkedIn advice is useless until you know what you wantAdvice on LinkedIn only served me as a job seeker once I knew what I really wanted to do for a job. Advice online for finding work that taken out of context will lead to embarrassing interviews during a job search.3. When you say, Ya never know ...you know you are making a mistakeYou really want a job, so you talk yourself into believing you are right for it by saying, Hey Ya never knowBut the hiring manager knows. They do not feel the same way you do. No company hires a job seeker based on the premise, Ya never know This employee may just work out great4. All forms of discriminationare real. Heres what to do about it when interviewingStop thinking about it until it happens, not before it happens. We live in a connected world where the things you read in social media are read by every one else.If you assume a company will discriminate, you risk insulting people who may be on your side. You end up appearing aggressive and bitter while putting people on the defensive.No one gets hired that way.5. Heres what to do when you dont have certain hard skillsIf you are looking for a job and need certain skills, the company will not pay you to learn on the job.Instead, go learn the skills you need for the job. Then come back and apply, provided you even want the job by that point.Education is the most liberating feeling in the world when it comes to a career.6. Never present yourself with confusing job experience with no discernable career pathAre you great at lots of things and have random job experience in many industries?Great So, remember this before you start handing out your resumesIf companies cannot figure out your random experience, they wont bother to ask.Take the time to tailor your resumes for certain jobs and industries. Make it easy for companies to hire you.7 . Heres why it is better to job search while employedCompanies want someone who is working for the same reason we trust online reviewsSocial credibilityIf another company thinks you are great enough to hire, it serves as evidence you are worth hiring.Unemployed job seekers face the obstacle of explaining, Why are you not working now?8. Forget the medical studies. You should not drink coffee before a job interviewYou are looking for work and about to do a job interview. Your nerves are already worked up a little bit.The caffeine in coffee impacts your nervous system dehydrates you and may even make you need to use a bathroom. Plus, it increases your heart rate.9. Resumes need quantifiable resultsEveryone loves data. You may do lots of things, but it is the data behind it that shows how much to employers. Quantifiable results are great for a resume.Think of it as providing evidence to an employer that your actions always lead to positive numbers. And they would be crazy not to hire yo u.10. Job searches do not last foreverFinally, if you are convinced your job search will never end, you will create a new reality for yourself in which you look for a job knowing it is a waste of time.If you fear your job search will last forever, your fear of never getting hired becomes a self-fulfilling prophecy.If you do not want it to last forever, then make it not last forever. Search until you find the perfect company.